*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

        :root {
            --forest: #1a2f62;
            --moss: #284b86;
            --leaf: #4294dd;
            --sage: #74b5ea;
            --mint: #d9ecfb;
            --cream: #f5f9ff;
            --sand: #e8f1fb;
            --gold: #66a9e6;
        }

        body {
            font-family: 'Roboto', sans-serif;
            background: var(--cream);
            color: var(--forest);
            min-height: 100vh;
        }

        nav {
            position: sticky; top: 0; z-index: 100;
            display: flex; align-items: center; justify-content: space-between;
            padding: 18px 60px;
            background: rgba(245, 249, 255, 0.94);
            backdrop-filter: blur(12px);
            border-bottom: 1px solid rgba(66, 148, 221, 0.15);
        }
        .nav-logo {
            display: flex; align-items: center; gap: 12px;
            text-decoration: none;
        }
        .nav-logo .logo-icon {
            width: 36px;
            height: 36px;
            display: block;
        }
        .nav-logo .name {
            font-family: 'Roboto', sans-serif;
            font-size: 22px; font-weight: 700;
            color: var(--forest); letter-spacing: 1px;
        }
        .nav-links { display: flex; align-items: center; gap: 8px; }
        .nav-link {
            color: var(--moss); text-decoration: none;
            padding: 8px 20px; border-radius: 40px;
            font-size: 14px; font-weight: 600;
            transition: all 0.2s;
        }
        .nav-link:hover { background: var(--mint); color: var(--forest); }
        .nav-btn {
            background: var(--leaf); color: white;
            padding: 10px 24px; border-radius: 40px;
            text-decoration: none; font-size: 14px; font-weight: 700;
            transition: all 0.25s; box-shadow: 0 4px 12px rgba(66,148,221,0.3);
        }
        .nav-btn:hover { background: var(--moss); transform: translateY(-2px); }

        .hero {
            display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(320px, 0.9fr);
            gap: 56px; align-items: center;
            max-width: 1180px; margin: 0 auto;
            padding: 86px 24px 64px;
        }
        .eyebrow {
            text-transform: uppercase; letter-spacing: 3px;
            font-size: 12px; font-weight: 800; color: var(--sage);
            margin-bottom: 14px;
        }
        h1 {
            font-family: 'Roboto', sans-serif;
            font-size: clamp(42px, 6vw, 72px);
            line-height: 1.05; margin-bottom: 24px;
        }
        .lead {
            font-size: 18px; color: #4d6386;
            line-height: 1.8; max-width: 660px;
        }
        .hero-actions {
            display: flex; gap: 14px; flex-wrap: wrap;
            margin-top: 34px;
            position: relative;
            z-index: 1;
        }
        .btn-primary, .btn-secondary {
            display: inline-flex; align-items: center; justify-content: center;
            min-height: 52px; padding: 0 30px; border-radius: 50px;
            text-decoration: none; font-size: 15px; font-weight: 800;
            transition: all 0.25s;
        }
        .btn-primary {
            background: var(--forest); color: white;
            box-shadow: 0 8px 24px rgba(26,47,98,0.24);
        }
        .btn-primary:hover { background: var(--moss); transform: translateY(-2px); }
        .btn-secondary {
            color: var(--forest); border: 2px solid var(--leaf);
        }
        .btn-secondary:hover { background: var(--mint); transform: translateY(-2px); }

        .visual {
            background: white; border: 1px solid rgba(66,148,221,0.14);
            border-radius: 8px; padding: 28px;
            box-shadow: 0 18px 48px rgba(26,47,98,0.08);
        }
        .line {
            display: grid; grid-template-columns: 64px 1fr;
            gap: 18px; align-items: start;
            padding: 18px 0; border-bottom: 1px solid rgba(66,148,221,0.12);
        }
        .line:last-child { border-bottom: 0; }
        .line-num {
            width: 46px; height: 46px; border-radius: 50%;
            background: var(--mint); color: var(--forest);
            display: flex; align-items: center; justify-content: center;
            font-family: 'Roboto', sans-serif; font-weight: 700;
        }
        .line h3 {
            font-family: 'Roboto', sans-serif;
            font-size: 20px; margin-bottom: 6px;
        }
        .line p { color: #667; line-height: 1.6; font-size: 15px; }

        .section {
            max-width: 1180px; margin: 0 auto;
            padding: 58px 24px;
        }
        .section-head {
            max-width: 680px; margin-bottom: 34px;
        }
        .section h2 {
            font-family: 'Roboto', sans-serif;
            font-size: clamp(30px, 4vw, 46px);
            margin-bottom: 12px;
        }
        .section-sub { color: #667; line-height: 1.7; font-size: 17px; }
        .grid {
            display: grid; grid-template-columns: repeat(3, 1fr);
            gap: 22px;
        }
        .card {
            background: white; border: 1px solid rgba(66,148,221,0.12);
            border-radius: 8px; padding: 26px;
        }
        .card h3 {
            font-family: 'Roboto', sans-serif;
            font-size: 21px; margin-bottom: 10px;
        }
        .card p { color: #667; line-height: 1.65; }

        .band {
            background: var(--forest); color: white;
            margin-top: 48px;
        }
        .band-inner {
            max-width: 1180px; margin: 0 auto;
            padding: 70px 24px;
            display: grid; grid-template-columns: 1fr 1fr;
            gap: 42px; align-items: center;
        }
        .band h2 {
            font-family: 'Roboto', sans-serif;
            font-size: clamp(30px, 4vw, 46px);
            line-height: 1.15;
        }
        .band p { color: rgba(255,255,255,0.72); line-height: 1.8; font-size: 17px; }
        .band .btn-primary {
            width: fit-content; background: var(--sage); color: var(--forest);
            box-shadow: none;
        }
        .band .btn-primary:hover { background: var(--mint); }

        footer {
            text-align: center; padding: 34px 24px;
            color: #74839a; font-size: 13px;
        }

        @media (max-width: 860px) {
            nav { padding: 16px 20px; }
            .nav-links { gap: 4px; }
            .nav-link, .nav-btn { padding-left: 14px; padding-right: 14px; }
            .hero { grid-template-columns: 1fr; padding-top: 58px; gap: 34px; }
            .grid, .band-inner { grid-template-columns: 1fr; }
        }

        @media (max-width: 520px) {
            .nav-logo .name { font-size: 19px; }
            .hero-actions { flex-direction: column; }
            .btn-primary, .btn-secondary { width: 100%; }
            .visual { padding: 18px; }
            .line { grid-template-columns: 48px 1fr; gap: 12px; }
        }